Does your insurance already cover cancer treatment in Korea?
Some Russian critical-illness policies pay for treatment abroad, and South Korea is one of the destinations. We'll help you check your policy for free, and if it qualifies, we'll arrange everything on the Korean side.
- The policy pays for treatment, round-trip travel, and accommodation — for you and a companion
- No upfront payments in direct-payment programs: the insurer settles with the hospital
- Coverage up to €1,000,000, with South Korea named as a treatment country
Already diagnosed, or no insurance at all? The consultation is still free.
What this insurance takes care of
Take Health Without Borders as an example: the policy pays for far more than the hospital bill. It covers nearly everything around your treatment. The exact scope is set by your contract.
Treatment
The medical care you need is paid in full, within the program limit: up to €1,000,000 on the Classic plan.
Travel
Your trip to treatment and home again is covered, and the service company handles the arrangements.
Accommodation for you and a loved one
The policy pays for your accommodation and your companion's, within the program's terms and limit. Someone close to you can stay by your side through the whole treatment.
A coordinator who speaks Russian
A Russian-speaking medical coordinator stays with you, and a second medical opinion is included. At the hospital in Korea, the healwith team adds medical interpretation.
Payment straight to the clinic
The insurer pays the clinic directly. You never pay upfront and wait to be reimbursed.
How it works in five steps: the Health Without Borders example
- 01
Contact your insurer
If you have a diagnosis, call the number on your policy first. Not sure where to start? healwith will help you figure it out, free of charge.
- 02
Submit your diagnosis documents
The insurer and its assistance company will ask for medical records: discharge summaries and test results. We'll tell you what Korean hospitals usually need, so you can gather everything in one go.
- 03
Choose a clinic: at least three options
Under the program's terms, you're offered at least three clinics to choose from. If South Korea is among them, healwith will help you compare hospitals and find the right department for your diagnosis.
- 04
Travel and accommodation are arranged for you
The service company books your travel and lodging. On the Korean side, healwith helps with the visa invitation letter from the receiving hospital, meets you on arrival, and stays with you at the hospital.
- 05
The insurer pays the clinic directly
Payment is settled between the insurer and the clinic: nothing upfront from you, so you can focus on getting better. Once you're home, healwith continues remote follow-up and connects you with your Korean doctors whenever needed.
Which policies cover treatment abroad
Here are the current Russian insurance products that officially cover cancer treatment outside Russia, and the assistance company that arranges the care. Details come from the companies' public materials; the exact terms are set by your own contract.
Keep one thing in mind: both policies have a waiting period for treatment abroad — 180 or 120 days. That's why this is insurance you take out in advance, while you're still healthy. Already diagnosed? Treatment in Korea is still possible. Start with the free consultation below.
RESO-Garantia (РЕСО-Гарантия) — "Health Without Borders"
Covers cancer, cardiovascular surgery, neurosurgery, and bone marrow transplants, with no medical exam to enroll.
- Coverage limit
- €1,000,000 (Classic) / €500,000 (Oncology Extended)
- Enrollment age
- 0–64
- Premium
- from €75 a year
- Waiting period
- 180 days for treatment abroad
South Korea is named on the list of treatment countries, right alongside Israel and Spain.
Rosgosstrakh (Росгосстрах) — "Treatment Without Borders"
Covers cancer, heart surgery, neurosurgery, and rehabilitation. A health declaration takes the place of a medical exam.
- Coverage limit
- ₽25,000,000 + ₽200,000 lump sum on first diagnosis
- Enrollment age
- 1–64
- Premium
- from ₽7,390 a year
- Waiting period
- 120 days
Treatment is available worldwide except the USA. South Korea is not a named exclusion, but confirm with the insurer that it applies to your case.
Madanes / MCR — ManagedCare Russia
Not an insurer, but an assistance company that arranges treatment for patients on insurers' behalf. Its Extended package arranges treatment abroad: choosing a clinic, coordinating admission, communicating with international doctors, and sourcing medications from overseas. The company reports an 85% five-year survival rate among its patients. That's its own count of its own clients, so it can't be compared directly with national statistics.
- In Russia since
- 2009
- Clients
- over 1 million
- Partner insurers
- 30+
- Extended package
- ₽100,000 a month
If your insurer works with MCR, ask how treatment abroad works under your policy. healwith can take on the Korean side.
Why South Korea
South Korea is on the Health Without Borders list of treatment countries, alongside Israel and Spain, and the numbers help explain why.
Five-year cancer survival rate in Korea: an official nationwide figure, not one hospital's estimate
National Cancer Center of Korea, national cancer registry statistics, 2018–2022
Russian at your side
From your first message until you're back home, you're supported in Russian: medical interpretation, help at the hospital, communication with your doctors. healwith works in six languages, including Russian and Kazakh, and stays in touch after discharge.
The hospitals we work with
Ewha Womans University Seoul and Mokdong Hospitals · Korea University Guro Hospital · Severance Hospital in Sinchon, plus four branches of the Immune Hospital of Korean Medicine
For insurance and assistance companies
healwith is open to partnerships with insurers and assistance companies, and takes on the Korean side of every case. We are registered with Korea's Ministry of Health and Welfare as an international patient facilitator (reg. no. A-2026-01-02-06761). Our network: four university hospitals — Ewha Womans University Seoul and Mokdong Hospitals, Korea University Guro Hospital, and Severance Hospital in Sinchon — plus four branches of the Immune Hospital of Korean Medicine (Gangseo, Sinchon, Gwangmyeong, Seongdong). We handle the full cycle in six languages: hospital matching, medical interpretation, visa invitation letters, inpatient accompaniment, and remote follow-up after discharge.
Frequently asked questions
Will my insurance work for treatment in Korea?
That depends on your policy. Check three things: whether cancer is covered, whether treatment abroad is included, and whether the program's geography includes South Korea. The final answer always comes from your insurer. healwith will help you check and prepare the right questions, free of charge.
How much will I pay out of pocket?
In direct-payment programs, the insurer settles with the clinic: nothing upfront from you, within your contract's limit and terms. Anything beyond the coverage is governed by your policy. The healwith consultation is free.
Will I be understood? I speak neither Korean nor English.
Yes. healwith provides medical interpretation and accompaniment at Korean hospitals in Russian and Kazakh, whatever your insurance situation. Under Health Without Borders, a Russian-speaking medical coordinator stays with you as well.
What if I don't have insurance like this?
You can still be treated in Korea: you'd pay the hospital directly. We'll give you a clear picture of the costs, find a hospital for your diagnosis, help with the visa invitation letter, and stay at your side. The consultation is free.
Important information
The programs on this page are provided by the respective insurance and assistance companies: RESO-Garantia, Rosgosstrakh, and ManagedCare Russia. Their terms, limits, and exclusions are set by each company's official rules and your own contract. Check the insurer's documents before you buy. healwith is not an insurance company and does not sell policies. We are a Korea-registered international patient facilitator: we organize the treatment process, but we do not provide medical or insurance services. All information comes from the companies' public materials, as of July 2026.
Start with a simple question
Send us the name of your insurance program, or just describe your situation in your own words. We'll explain how to check your coverage and how treatment in Korea works, free of charge. No obligation, no pressure.
Write to us — it's free